The Base Coverage part of your policy is billed in monthly installments.  It provides liability coverage (both personal injury and damage to the property of others), Premises Liability coverage, Medical Expenses coverage, and Personal & Advertising Injury coverage (which includes coverage for Invasion of Privacy claims). Other coverages, such as protection against Physical Damage to your drone (including theft), or coverage for your sensor(s) and ground equipment, are optional. Where selected, a premium for those coverages will also be included in your monthly payment. Consult your policy's terms and conditions for additional details.